Fuel Your Business Growth.
Business loans provide funds for needs such as working capital, buying equipment, expansion or managing cash flow. Depending on the lender and the loan type, they may be secured or unsecured.
Common Types of Business Finance
- Working Capital Loans — Support day-to-day operations and cash-flow cycles.
- Term Loans — A fixed amount repaid over a set tenure, for expansion or asset purchase.
- Equipment Finance — Loans to purchase machinery or equipment.
- MSME Loans — Loans for micro, small and medium enterprises, including schemes where available.
- Overdraft / Cash Credit — A revolving limit, with interest charged on the amount used.
What Lenders Usually Look At
- Business vintage and turnover
- Financial statements, income tax returns and GST returns
- Bank statements and repayment history
- The credit profile of the business and its promoters
- Collateral or guarantees, where applicable
How VALUE ADDITION Helps
We help you understand which type of finance may suit your business, prepare your documents and complete the application process. The decision to sanction a loan rests entirely with the lender.
Important note
Loans are offered by banks and financial institutions. Eligibility, interest rate, fees, tenure and approval are decided solely by the lending institution and may change over time. Borrow only what you can comfortably repay and read all loan terms and charges carefully before signing. This page is general information, not a loan offer.