Protect What You Own.
General insurance protects you against financial loss from covered events affecting your property, belongings, travel and liabilities. Policies are usually annual or short-term, and benefits are limited to the risks the policy covers.
Common Types of Cover
- Home & Property Insurance — Covers the building and its contents against specified risks such as fire.
- Travel Insurance — Covers specified events such as medical emergencies, trip cancellation or baggage loss while travelling.
- Personal Accident Insurance — Provides benefits in case of accidental injury, disability or death, as per the policy.
- Business & Commercial Insurance — Covers business assets, operations and liabilities.
What to Check
- The sum insured compared with the actual value of what you are protecting
- Covered risks, exclusions and deductibles
- The claim process and documents required
- Renewal dates, so that cover does not lapse
How VALUE ADDITION Helps
We help you identify the risks that matter to you, understand what a policy does and does not cover, and facilitate the purchase and renewal of your policies.
Important note
Insurance is the subject matter of solicitation. Benefits, premiums, exclusions and claim settlement are governed by the terms and conditions of the policy issued by the insurer. Please read the policy document carefully before buying. This page is general information, not insurance advice.