Protect Your Wealth from Medical Expenses.
Health insurance can help cover eligible medical expenses such as hospitalisation, subject to policy terms, limits and exclusions, so that a medical emergency does not force you to compromise your family's savings and long-term goals.
Types of Health Plans
- Individual Plans — Cover for one person with a separate sum insured.
- Family Floater Plans — One sum insured shared by the covered family members.
- Senior Citizen Plans — Plans designed for older individuals, with their own terms.
- Top-up & Super Top-up — Additional cover above a chosen deductible, usually at a lower premium.
- Critical Illness Plans — A lump-sum benefit on diagnosis of listed conditions, as per the policy terms.
What to Check
- The sum insured and whether it is adequate for your city and family
- Waiting periods and conditions for pre-existing diseases
- Room rent limits, co-payment and sub-limits
- The network of hospitals and cashless facility
- Renewability, portability and exclusions
How VALUE ADDITION Helps
We help you compare plans, understand terms such as waiting periods and co-payment, and facilitate the purchase, renewal and claim-related support for your policy.
Important note
Insurance is the subject matter of solicitation. Benefits, premiums, exclusions and claim settlement are governed by the terms and conditions of the policy issued by the insurer. Please read the policy document carefully before buying. This page is general information, not insurance advice.