Invest Regularly. Transfer Smartly. Withdraw Systematically.
Systematic plans let you invest, transfer or withdraw in mutual fund schemes in a disciplined, scheduled manner, instead of making one-time decisions driven by market movements.
How Each Plan Works
- SIP (Systematic Investment Plan) — Invest a fixed amount in a chosen scheme at regular intervals, such as every month. Regular investing builds discipline and averages your purchase cost over time, but it does not guarantee profit or protect against loss.
- STP (Systematic Transfer Plan) — Move a fixed amount at regular intervals from one scheme to another within the same fund house, for example from a debt scheme into an equity scheme in stages.
- SWP (Systematic Withdrawal Plan) — Withdraw a fixed amount at regular intervals from an existing investment, which can help create a periodic cash flow.
Points to Keep in Mind
- A SIP does not remove market risk; the value of units can fall as well as rise
- Exit load and taxation may apply on transfers and withdrawals, depending on the scheme and holding period
- Choose the amount and frequency based on your cash flow and goals
- Review your plans periodically as your circumstances change
How VALUE ADDITION Helps
We help you choose a schedule that suits your cash flow, understand the costs and tax implications involved, and set up and review your systematic plans.
Important note
Mutual Fund investments are subject to market risks. Read all scheme related documents carefully before investing. Past performance does not guarantee future results. This page is general information, not investment advice. We do not provide SEBI registered investment advisory or portfolio management services.